We’ve got you covered

For 2023, all active RCC members will receive travel reimbursement, basic personal accident and gadget, helmet and bicycle luggage cover as standard. No other club of our kind in the world offers this perk as standard. Whether on a group ride from the Clubhouse, on your regular weekend route or discovering new roads, the RCC has you covered.


Membership to the Rapha Cycling Club includes rider insurance to help get you back on your bike in case of a crash or serious mechanical failure; this covers you whenever you're on your bike, and not just on an RCC ride. You're covered for 2023, from January 1st to December 31st, provided your membership is still active.

Making a claim is simple and handled by our insurance partners Yellow Jersey.

Please see a summary of what you're covered for below. The policy covers only the following items. Anything not listed below, including loss or damage to your bike(s) or third-party liability, is not covered.

Please note that the information below is GBP. All claims will be processed in local currency equivalents.

Please see here for the full policy wording, terms and conditions, and the schedule of cover.



We will cover your bicycle helmet, luggage and gadgets for up to £1,000 per year. You can make one property claim per year.

Personal Accident


You are covered for fixed amounts based on the table below for incidents and accidents that occur whilst riding your bike during the calendar year.

Travel reimbursement


You are covered for the costs of taking a taxi or train if you have an accident or irreparable mechanical breakdown whilst out on a ride.

Find out more about the benefits of being an RCC member.

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