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We’ve got you covered

For 2022, all active RCC members will receive basic personal accident cover as standard. No other club of our kind in the world offers this perk as standard. Whether you’re on a group ride from the Clubhouse, on your regular weekend route or discovering new roads, the RCC has you covered.

RCC Rider Insurance

Membership to the Rapha Cycling Club includes rider insurance to help get you back on your bike in the event of a crash or serious mechanical failure. This covers you whenever you’re on your bike, and not just on an RCC ride. You’re covered for the whole of 2022, from January 1st to December 31st, provided your membership is still active.

Making a claim is simple, handled by our insurance partners Yellow Jersey.

Please see a summary of what you’re covered for below. Only the following items are covered by the policy. Anything not listed below, including loss or damage to your bike(s) or third party liability is not covered.

Please note the information below is GBP. All claims will be processed in local currency equivalents.

For the full policy wording, terms and conditions, and a sample Evidence of Cover, please see here.

Travel reimbursement

 

You are covered for the costs associated with taking a taxi or train (or a more appropriate form of transport) if you have an accident or irreparable mechanical breakdown whilst out on a ride.

Bicycle gadget cover

 

Your bicycle gadgets are covered when damaged as the result of a cycling related accident. Subject to a £50 excess per claim, payable by you.

Personal Accident

 

You are covered for fixed amounts based on the table below for incidents and accidents that occur whilst riding your bike during the calendar year.

Physiotherapy Fees

 

You are covered for physiotherapy fees to treat injuries from a cycling related incident that occurs within the calendar year. Subject to a £50 excess per incident, payable by you.

Dental Fees

 

You are covered for dental fees to treat injuries from a cycling related incident that occurs within the calendar year. Subject to a £50 excess per incident, payable by you.

Road Rash Cover

 

If you have a crash whilst riding, you're covered up to £25 for costs incurred to treat road rash.

Helmet Cover

 

If you crash whilst riding and damage your helmet, you're covered up to £250 to replace it. Subject to a 20% excess up to £50, payable by you.

Bike Luggage Cover

 

If you're travelling outside your home country with your bike bag or bike box and it gets lost or damaged in transit, you're covered up to £500 to replace it. Subject to a £50 excess per claim, payable by you.

You can view the RCC group policy in full for more details.

Find out more about the benefits of being an RCC member.

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